Compliance, Reconsidered.

Times have changed. Compliance is no longer only about proving a rule has been met. Both the PRA and the FCA regard having the right culture and behaviours when you conduct your regulated activities as the most important issue. Getting the right outcomes, in the right way, is critical to your success and your client’s financial wellbeing.

It is our Mission to help you do that.

Focusing on what matters

Mutual Governance is a specialist consultancy delivering high quality compliance and governance services for PRA and FCA regulated firms. Our approach to working with clients is focused on being that “knowledgeable, critical friend” which we believe is a great fit when working with smaller firms.  Our multi-disciplinary team are pragmatic and focused on delivering cost effective solutions to the mutual and non-profit sector whilst providing personalised support where your team needs it most.  

We believe mutuals are special. Click to find out why.

Our Services

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News and Guidance
Can We Be Friends?
Can We Be Friends?

A Knowledgeable Critical Friend vs an Internal Audit? We can work with you to determine if your Internal Audit programme is delivering added value and if not, aim to reduce your costs by as much as 60%.

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News and Guidance

News and Guidance
Here we go again! Another regulatory crossroad
Here we go again! Another regulatory crossroad

It has become crystal clear that Government thinks that regulation has gone too far and now inhibits economic growth and investment in the UK

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The times they are a-changin
The times they are a-changin

Following the recent Mansion House speech by the Chancellor the windows at the FCA, are no doubt shaking and their walls rattling!

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Credit where credit’s due
Credit where credit’s due

Why has the Credit Union movement not broken through into mainsteam consumer consciousness?

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Board Reviews- The New Direction
Board Reviews- The New Direction

Has the time come for a change of emphasis to an outcomes based approach when your next Board Effectiveness Review is due?

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Solvent Exit Planning- An Unecessary Evil?
Solvent Exit Planning- An Unecessary Evil?

The Prudential Regulation Authority’s consultation on this subject closed and a Policy Statement is expected in the second half of 2024. What’s it all about and is it really necessary?

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Enhancing Operational Resiliance, the cornerstone of risk management for smaller FS firms.
Enhancing Operational Resiliance, the cornerstone of risk management for smaller FS firms.

In the ever-evolving landscape of the financial services sector, operational resilience has fast become a crucial imperative for sustaining business success and risk management.

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So what Has Brexit done for you?
So what Has Brexit done for you?

“Taking back control”. That's what we were told. But has it actually happened in retail financial services?

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Advice Boundary Review- The Final Frontier?
Advice Boundary Review- The Final Frontier?

So the Treasury and the FCA have finally published something on the new “advice” possibilities for retail consumers. Will it be warp factor 7, as Captain Kirk might say, to a brave new world, or just more confusion and pitfalls to negotiate for both consumers and financial product providers and distributors?

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