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There is a well known saying beloved of the regulators- “if it isn’t written down it didnt happen”
In our opinion the most significant and far reaching new set of regulations this century
Mitigating against financial crime is not difficult but many firms fail to establish these few simple yet crucial controls
A cyber breach can be catastrophic in its impact and many firms have struggled to recover from the aftermath
For financial services firms this is a dangerous activity because the firm and its management remain accountable
The FCA consider misleading or inaccurate advertising and product promotion as a source of considerable consumer harm
Having a strong and robust approach to business continuity is critical for any business and is a regulatory requirement for financial services firms
The regulators expect, as a bare minimum, all businesses to embed robust frameworks in their “business as usual” activity
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Following the recent Mansion House speech by the Chancellor, and following on from her predecessor’s efforts to bring a change of stance in financial services regulation, the windows at particularly the FCA, are no doubt shaking and their walls rattling!
Why has the Credit Unions movement not broken through into mainstream consumer consciousness?
Has the time come for a change of emphasis to an outcomes based approach when your next Board Effectiveness Review is due?
A Policy Statement on solvent exit planning (SEP) is expected in the second half of 2024 and implementation would then probably follow in the 4th quater of of 2025. What’s it about and is it really necessary?
A culture of risk is not only a strategic choice, but a necessity for sustained success.
In the ever-evolving landscape of the financial services sector, operational resilience has fast become a crucial imperative for sustaining business success and risk management.
“Taking back control”. That’s what we were told but has it actually happened in retail financial services since Brexit day on 31 January 2020?
So the Treasury and the FCA have finally published something on the new “advice” possibilities for retail consumers. Will the Advice Boundary Review just cause more confusion?
Why do we still need the Retail Distribution Review rules, which deter the vast majority of customers from obtaining personal financial advice?
The UK Corporate Governance Code recommends that FTSE 350 companies or their equivalent, should be evaluated with external assistance every three years. Regardless of firm size, a Board Effectiveness Review can benefit all boards.
Use this crucial checklist to ensure you are ticking all those consumer duty boxes.
The FCA have made public announcements saying that the Consumer Duty initiative is a “game changer for them”.